Credit Scores and Mortgages

January 4th, 2023

To buy a home, you’ll undoubtedly need a mortgage. A big indicator of whether you can qualify for a conventional mortgage will be your credit score. This three-digit number is a representation of your credit report which provides a lender with your history of paying your debts. A perfect credit score is 850, with an excellent score being anywhere from 750 – 850 Read More...

Will 2018 be Your Year?

January 3rd, 2018

If you’re thinking about a new home in 2018, or at least about planning for a new home in the near future, January is the time to get your house in order. We’re talking about your financial house, of course! You’ll need to be on sound financial footing to qualify for a mortgage and to purchase your dream home Read More...

Home Buying How To

November 4th, 2015

Many people don’t fully understand how to begin the home buying process. Most buyers need a better understanding of how to secure a mortgage. Some need advice on how to improve their credit score, or how to determine exactly how much home they can afford. Fortunately, there’s great “how to” information available online from Philadelphia Mortgage Advisors Read More...