Why You Need Homeowner’s Insurance

May 8th, 2018

If you’re in the market for a new home, whether a resale or new construction, your mortgage lender will require that you have homeowner’s insurance for the home you want to buy.  This type of insurance covers a number of issues that are important to you as the buyer, and to your mortgage lender as the holder of the mortgage Read More...

3% Down-Payment Loans Help First Time Homebuyers

December 31st, 2014

Many first time home buyers can afford the monthly cost of mortgage, but come up short on the cash requirements for a down payment. That may change with the help of new government programs that will offer 3% down-payment loans to qualified borrowers. Fannie Mae’s My Community Mortgage program, open to first-time buyers with a minimum 620 credit score, has already begun Read More...