Why Do I Need Title Insurance

March 6th, 2019

When you purchase a home, you will most likely be required to have title insurance.  Why?  Because the chain of ownership of the property you’re buying could have resulted in problems that will cost you money if they are not detected.  Some of the most common include liens that could transfer to you as the new owner, omitted heirs who could claim ownership of the property, fraud in past transactions, or errors in the public record Read More...

How Much House Can You Afford?

June 9th, 2014

If you’re considering buying a home, the first step is to determine exactly how much you can afford. There’s a lot to consider beyond the purchase price. Things like monthly utility bills, homeowner’s insurance, maintenance and other expenses should all be factored in. More importantly, a mortgage lender will want to know your credit score, income, how much you have saved for a downpayment and other facts about your financial picture Read More...